Newsletters

Will you outlive your retirement income? How much liability insurance should you have? Are your financial expectations for the coming year realistic?
Our financial newsletters are designed to provide helpful information on a wide variety of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.

Retirement

New Chapter for your Retirement (pdf)

Today’s companies are rewriting the retirement rules for working Americans. Traditional pension plans, which gained prominence in the 20th century, are rapidly disappearing because of the high costs involved in funding them.

Unforgettable Birthdays (pdf)

Birthdays may seem less important as you grow older. They may not offer the impact of watershed moments, such as getting a driver’s license at 16 and voting at 18. But beginning at age 59, there are several key birthdays that can affect your tax situation, health-care eligibility, and retirement benefits.

What are My Retirement Options? (pdf)

There are a variety of retirement planning options that can meet your needs. Your employer funds some; you fund some. Bear in mind that in most cases, withdrawals made before age 59½ are subject to a 10 percent penalty, and ...

Investments

HOT TOPIC: Am I prepared for the long term? (pdf)

In general, Americans are not sufficiently prepared to pay for long-term care. Many of them go through their lives simply hoping that they won’t ever need it...

Getting Something for Giving (pdf)

Charitable trusts may help your charity of choice while also providing you with potential tax benefits.

An Average Way to Invest (pdf)

Dollar-cost averaging might help investors make the most of a highly volatile period.